I could not agree with you more! And the fact that these kleptos are bailing out Bear Stearns, who should be left to choke on their own greed is also a little aggravating. I understand the logic, but there should be some pain for the big shots who enabled the whole predatory lending industry. That industry is still thriving on misery and exploitation in the form of Payday Loans, Ta anticipation loans, and rest-to-own stores. As well as all the "Bad Credit? No Problem!" ads for cars, computers and everything else. It's disgusting.

Sorry I missed your call. I'll turn on my skype today. I'm nbcardozo. Call if you get a chance.